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Mortgages Introduction Mortgages Introduction
Mortgages Introduction
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This section contains all you need to know about financing your property purchase or making the right financial planning for a move to France.

Pret a Partir is now working with UCB to offer a full range of mortgage products. UCB, a BNP Paribas company have integrated Abbey National France’s specialised teams, and now combine the expertise of both. All documents are provided in English, and all advisors are bi-lingual.

If you have fallen in Love with a property and are calculating your options or wish to re-finance an existing French property, then why not contact us for an “in Principal” decision, by filling in the contact form in the personal quotation section. You don’t even have to buy a property from us – we can still provide a mortgage!

In line with any mortgage company, proof of earnings is key to the process, and a guide for what documentation you should provide is in the “preparing an application” section.

Advantages:

  • Regular transfers for your monthly payments with no commission or transfer fees
  • Mortgage Holidays – after 1 year the possibility of deferring one month’s payment in any one year, (up to five deferrals).
  • Early capital repayment – at any time in minimum 10% amounts (conditions are outlined in loan offers)
  • Mortgage transfer – switch your mortgage to another property if you wish to move
  • Mortgage modulation – increase or reduce your payments by 30% after one year.


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